FinBuddy Knowledge Hub
Master Your Money with Expert Guides
2000+ word deep-dives on tax, investments, salary, loans, and retirement — written for India's working professionals.
Featured Guides
Old vs New Tax Regime FY 2026-27: Which One Saves You More Money?
A complete slab-by-slab comparison of the Old and New Tax Regimes for FY 2026-27. Find the breakeven deduction threshold, understand 87A rebates, and make the optimal choice for your income level.
How Much Income Tax on ₹10 Lakh Salary in FY 2026-27?
Exact tax calculation on ₹10 lakh gross salary under both Old and New Tax Regimes for FY 2026-27. See slab-wise breakdowns, in-hand salary estimates, and legal ways to reduce your tax.
How Much Income Tax on ₹12 Lakh Salary in FY 2026-27?
Complete tax computation for a ₹12 lakh gross salary under Old and New Regimes for FY 2026-27. Understand the 87A rebate dynamics at this income level.
Tax Guides
Old vs New Tax Regime FY 2026-27: Which One Saves You More Money?
A complete slab-by-slab comparison of the Old and New Tax Regimes for FY 2026-27. Find the breakeven deduction threshold, understand 87A rebates, and make the optimal choice for your income level.
How Much Income Tax on ₹10 Lakh Salary in FY 2026-27?
Exact tax calculation on ₹10 lakh gross salary under both Old and New Tax Regimes for FY 2026-27. See slab-wise breakdowns, in-hand salary estimates, and legal ways to reduce your tax.
How Much Income Tax on ₹12 Lakh Salary in FY 2026-27?
Complete tax computation for a ₹12 lakh gross salary under Old and New Regimes for FY 2026-27. Understand the 87A rebate dynamics at this income level.
How Much Income Tax on ₹15 Lakh Salary in FY 2026-27?
Full income tax computation on ₹15 lakh annual salary under both regimes. Includes in-hand salary, deduction strategies, and the exact breakeven point where Old Regime beats New.
Best Tax Saving Investments in India for FY 2026-27
A ranked comparison of the best 80C and other tax-saving instruments in India — ELSS, PPF, NPS, EPF, FD, LIC, and more — with returns, lock-in, and risk profile.
Investments Guides
How to Build ₹1 Crore with SIP: A Complete Roadmap
Exact SIP amounts needed at different time horizons to reach ₹1 crore. Includes step-up strategies, fund selection criteria, and compounding visualisation.
SIP vs Lumpsum Investment: Which Strategy Wins?
An in-depth comparison of Systematic Investment Plan (SIP) vs lumpsum investing in mutual funds. Includes historical data, rupee-cost averaging analysis, and when to use each strategy.
Best SIP Strategy for Beginners in India: A Complete 2026 Guide
From choosing your first fund to setting up a diversified SIP portfolio — a complete beginner's roadmap to SIP investing in India with zero jargon.
Salary Guides
CTC vs In-Hand Salary: What is the Difference and How to Calculate?
Understand the difference between Cost to Company (CTC) and your actual in-hand take-home salary. Includes a complete breakdown of all deductions — EPF, professional tax, TDS, and more.
Indian Salary Structure Explained: Basic, HRA, Allowances, and More
A comprehensive guide to understanding every component of an Indian salary slip — Basic, HRA, Flexi-basket allowances, EPF, Gratuity, and how each affects your tax and take-home pay.
Retirement Guides
EPF vs PPF: Which is Better for Retirement Planning?
A side-by-side comparison of Employee Provident Fund (EPF) and Public Provident Fund (PPF) — including interest rates, withdrawal rules, tax treatment, and which one fits your retirement plan.
NPS vs PPF: Which is Better for Your Retirement Corpus?
Compare NPS and PPF for building your retirement corpus — including tax benefits, returns, lock-in, withdrawal rules, and risk. Find out which suits your retirement strategy.
Loans Guides
Home Loan EMI Guide: How to Calculate, Reduce, and Manage Your EMIs
Everything you need to know about home loan EMIs — the formula, how interest and principal split changes over time, how to reduce your EMI, and common mistakes to avoid.
Home Loan Prepayment Guide: Save Lakhs and Cut Tenure Significantly
A complete strategy guide on home loan prepayment — when to prepay, how much to prepay, reduce tenure vs reduce EMI, and real interest saving calculations.
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