Terms of Service

Acceptance of Terms

By accessing this website, we assume you accept these terms and conditions. Do not continue to use FinBuddy if you do not agree to take all of the terms and conditions stated on this page.

Use of Calculators & Information

FinBuddy provides mathematical models, projections, and informational guides for Indian personal finance.

• All calculator results are estimations based on rules defined by Indian regulatory authorities (Income Tax Department, RBI, EPFO, PFRDA).
• Projections (such as SIP or Step-Up SIP growth) are theoretical and based on user-supplied compounding assumptions. They do not constitute guaranteed returns.
• You must not replicate, scrape, or commercially exploit our calculators or API endpoints without prior written permission.

Intellectual Property

Unless otherwise stated, FinBuddy and/or its licensors own the intellectual property rights for all material on FinBuddy. All intellectual property rights are reserved. You may access this from FinBuddy for your own personal use subjected to restrictions set in these terms and conditions.

Disclaimer & Liability Limits

The calculations, reports, and editorial contents on this platform are for educational planning purposes only. We do not offer direct investment advice, portfolio management, or tax filing signatures.

We do not guarantee the completeness or absolute accuracy of any mathematical outputs. FinBuddy shall not be held liable for any financial decisions, tax assessments, or losses incurred based on our tools.