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Financial & General Disclaimer

Not Financial or Tax Advice

All tools, calculators, projections, and editorial guides provided on FinBuddy (finbuddy24.com) are intended solely for educational and planning purposes.

FinBuddy is not registered as an investment advisor with the Securities and Exchange Board of India (SEBI), nor does it employ certified financial planners (CFP) or chartered accountants (CA) to sign off on specific filings or portfolios.

Nothing on this website constitutes professional financial advice, a tax-filing signature, or a recommendation to buy/sell securities or mutual funds.

Accuracy of Calculations

While we make every effort to verify that our calculations conform to official schedules, circulars, and rules:

  • Income tax regimes (Old vs New) are calculated based on standard provisions. Individual deductions under Section 80C, 80D, HRA, 24(b), and standard rebates (Section 87A) can vary based on specific taxpayer classifications.
  • Compounding calculations for SIPs, Step-Up SIPs, PPF, NPS, FD, and RDs are projections and utilize user-defined interest inputs. Historic performance is not indicative of future returns.
  • Episodic adjustments (such as mid-year interest adjustments or budget amendments) might not be instantly reflected.

Affiliate Links & Disclosures

We display partner cards and recommendation metrics (e.g. for Groww, BankBazaar, and ClearTax) on our calculator result pages. We may receive affiliate commissions or referral fees if you sign up or purchase products via these links. This supports our platform and keeps our calculators 100% free for everyone.

However, we do not operate, represent, or verify these partner systems. Any dispute regarding third-party accounts, loans, or filings must be addressed directly with those platforms.

Actions Required

Before making major money decisions, investing in mutual funds, choosing a tax regime, prepaying a home loan, or structuring your salary CTC, we strongly recommend consulting a qualified Chartered Accountant (CA) or SEBI-registered Investment Advisor.